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Six Simple Steps to Ensure a Smooth Home Purchase,ask for more
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BUYER Report:
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:
1. Check your credit.
Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.
If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.
2. Get approved before you buy.
An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.
Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.
While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.
Our service is absolutly free to buyers
I will Help you through the Whole Buying Process
I Guarantee that I Can Buy you a House within 3 or 4 Weeks
I Dedicate our Full Attention to our Real Estate Clients
I am Always Available for all Your Questions and Concerns
You can Receive New Real Estate Listings by E-mail Every Day
Help with Pre-Approval so that you do not waste time looking & sure to get mortgage
I'll Find you the Property through our Huge Exclusive Professional Database
- MLS -using Our Excellent Computer & Analytical Skills
I'll work hard until I'll Find Right House for you, your Dream House
All Information about Area, Schools, Transportation, Shops and Amenities
Market Trends & Analysis, Houses Search, Analysis and Showings
Best Price for a House, Our Strong Negotiation Skills Will Save you Money
Good Refferrals available for other members of the team,mortgage agent,banks,Lawyers,home inspector
Please call and give us an opportunity to prove our worth to you and we can assure you that you will not be disappointed. We will sell your house at the best market price and will find you, your dream home; that’s our commitment to you!
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What would be your favorite 'bonus' feature?
(A) Deck
(B) Fireplace
(C) Jacuzzi Tub
(D) Home Theatre
(E) 'Gourmet' Kitchen
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